Home - Farmers Bank of Willards is an independent, FDIC-insured community bank serving Wicomico, Worcester, and Sussex Counties since 1925.
Personal Banking - Farmers Bank prides itself on an extremely personal approach to Delmarva’s banking with products like the Visa Debit Card, free checking, no minimum balance requirements.
Debit Cards - Farmers Bank of Willards’ VISA Debit Cards provide you the convenience of making purchases wherever VISA is accepted, as well as access to cash 24/7 at ATM locations worldwide.
Checking Account - Farmers Bank of Willards offers checking account options with no monthly fees and unlimited check writing and deposits for all clients.
Savings Accounts - You are never too young or too old to start saving, and Farmers Bank of Willards makes it easy. Open a savings account with FBW.
Kids Accounts - It is never too early to open an account for your child! Farmers Bank of Willards provides banking options and savings accounts for elementary & middle cchool aged kids.
Student Accounts - Farmers Bank of Willards offers bank account options for middle school and high school students including checking, savings, and certificate of deposits.
Certificates of Deposit - Farmers Bank of Willards provides Certificates of Deposit (CDs) that allow you to lock in a rate for a fixed term. In most cases, the rate is higher than a typical savings account.
Individual Retirement Accounts - Farmers Bank of Willards offers several types of IRAs, all with the protection of FDIC insurance.
Online Bill Pay - FBW Online Bill Pay is a convenient, easy-to-use, secure method to pay your bills with local banks supporting your community.
Mobile Deposit Capture - With the FBW’s mobile deposit capture, depositing a check is as easy as taking a picture! All you need is an active Checking, Savings or Money Market Account.
Personal Banking FAQ - Farmers Bank of Willards provides answers to personal banking FAQs for our local customers to refer to. Our dedicated team is always here to answer any additional questions.
Personal Security - Security is important to Farmers Bank of Willards. We want to help you protect yourself! On this page, you will find videos and helpful information on how to be “technology smart!”
Business - Farmers Bank of Willards supports local Delmarva businesses with a variety of business banking products, services, and financial support.
Agriculture - Since we opened our doors in 1925, Farmers Bank of Willards has understood the unique needs of farmers and the agriculture industry working together to meet the specific banking needs in our community.
Attorneys - Farmers Bank of Willards supports attorneys through our business banking team and financial services local to the Eastern Shore.
Accounting - Let Farmers Bank of Willards manage your money! Our Business Banking Team supports business accounting and is knowledgeable and prepared to meet your financial needs.
Property Management / Associations - Farmers Bank of Willards is experienced in working with the specialized needs of property managers and homeowners associations.
Business Checking - Find more information about business checking accounts with Farmers Bank of Willards. Whether you need a simple checking account or have more advanced needs, we have the account to fit the needs of your business!
Business Savings - Explore more about Farmers Bank of Willards business savings accounts. We make it easy for you to build a cash reserve for unforeseen expenses!
FBW Business Connect - Farmers Bank of Willards Digital Banking platform, FBW Business Connect, is transforming the way you access your account, providing ONE unified experience.
Lockbox Program - Farmers Bank of Willards partners with a specialized software vendor to provide an easy way to accept payments, including in person or online.
ACH Services - Farmers Bank of Willards helps increase your business efficiency while lowering costs when signing up for FBW ACH Services.
Merchant Remote Capture - FBW Merchant Capture is a service that allows you to scan checks right from your desk and transmit the scanned images to Farmers Bank of Willards to be deposited and posted to your business account.
Merchant Payment Processing - Accept payments and grow your business with simplified merchant payment processing now offered through Farmers Bank of Willards and Banc Card of America.
Business Banking FAQ - Find answers to business banking FAQs and FBW Business Connect help for Farmers Bank of Willards customers or prospective clients.
Lending - Allow Farmers Bank of Willards to assist you in your loan process with lending options for personal, commercial, land loans, and more.
Residential Mortgage Loans - Whether you are buying your first home, upgrading, or moving to the shore, Farmers Bank of Willards has a variety of residential mortgage loans to fit your needs.
Commercial Loans - Starting a new business or expanding your existing business? Partner with Farmers Bank of Willards for commercial loans and support your local community.
Home Construction Loans - Farmers Bank of Willards offers home construction loan options including Construction to Permanent Mortgage and Construction Only loans.
HELOC (Home Equity Lines of Credit) - Farmers Bank of Willards can assist with Home Equity Lines of Credit. Our home equity lines allow you to tap into the equity you have built in your property.
Mobile Home Loans - Farmers Bank of Willards offers Mobile Home Loans with Owning the Real Estate. No application fee, borrow up to 80% of the value of your home, and competitive fixed rates.
Personal Loans - Farmers Bank of Willards is proud to offer a variety of personal lending solutions to serve Delmarva residents like auto loans, boat/rv/motorcycle, and more.
Investors - Become an investor for Farmers Bank of Willards, your local Delmarva bank. Our Bank is not considered a public company and its stock is not traded on any exchange.
Investor Opportunities - Explore investor opportunities with Farmers Bank of Willards. You can view shares available for sale or requested for purchase.
Stock Information - View Farmers Bank of Willards’ Annual Report, audited by our independent auditors.
Meet Us - Farmers Bank of Willards opened in 1925 with the goal of helping local Delmarva citizens.
Locations - At FBW, we’re proud to be involved in communities and local banking across Wicomico, Worcester, MD and Sussex County, DE.
FBW Frequently Asked Questions - Find answers to FBW frequently asked questions about our branch locations and the variety of personal and business banking services we offer.
Contact - Contact Farmers Bank of Willards with any questions or to open an account with us. Call 410-835-8906 and our local team will always answer!
Open An Account - Ready to make the switch to a new bank? Download our simple Switch Kit now and get started today with Farmers Bank of Willards!
Careers - Apply for a career with Farmers Bank of Willards. We have office locations across the Delmarva area and offer generous employee benefits.
Smart Cents - Need an easy way to save? Try FBW SmartCents! With SmartCents, your debit card purchases will “round up” to the nearest dollar, transferring the amount in excess of your purchase “automatically” to your savings account.
CRA Public File - View the Farmers Bank of Willards Community Reinvestment Act Statement showing how we help meet credit needs of our local community.
Privacy Policy - If browsing our website, please view the Farmers Bank of Willards privacy policy to see how data is used.
Accessibility - At Farmers Bank of Willards, we are committed to providing our users with a website that is accessible to the largest audience possible.