Contact Us
To open a new account or contact us with questions,
please fill out the form below and we will be in touch shortly. Thank you.
General Questions: Call +1 410-835-8906
General Questions: Call +1 410-835-8906
Commercial Loans
Since 1925, Farmers Bank of Willards has been a leader in lending locally to our businesses within our communities. Our expanding Business Banking team specializes in relationship banking, making it our priority to tailor solutions that fit your specific needs. We want to partner with you to make your business a success.
Are you thinking about starting a new business or expanding/offering new products for your existing business? Give us a call and find out the advantages of partnering with Farmers Bank of Willards.
Here are just a few of the reasons we believe partnering with us can help to make your business a success:
- Competitive rates
- Quick turn-around time
- Personalized service
- Loan decisions made locally
- Loans stay local
- Knowledgeable and experienced lenders
- Flexible repayment options available
Commercial Real Estate Purchase/Mortgage Loans
- No Application Fee
- Up to 80% LTV
- Competitive rates
- Unimproved real estate
- Investment real estate
- Owner-occupied real estate
Commercial Real Estate Refinance/Mortgage Loans
- No Application Fee
- Up to 80% LTV
- Competitive rates
- Unimproved real estate
- Investment real estate
- Owner-occupied real estate
Commercial Real Estate Construction Loans
- No Application Fee
- Up to 80% LTV
- Competitive rates
- Flexible structuring
- Inspections/Draws completed quickly
Why real estate construction loan?
- To improve/renovate/expand existing structure
- To construct a new project
Commercial Acquisition Loans
- No Application Fee
- Flexible structuring options
- Competitive rates
Why start up/acquisition loan?
- Start new business
- Purchase an existing commercial operation
Commercial Lines Of Credit
- No Application Fee
- Flexible structuring options
- Competitive rates
Why commercial line of credit loan?
- Fund short-term working capital needs
- Purchase inventory
- Provide ability to react quickly to opportunities/market trends
Commercial Secured Loans
- No Application Fee
- Flexible structuring options
- Competitive rates
Why commercial vehicle/equipment loan?
- Purchase new or used vehicles/equipment
- Refinance vehicle/equipment for working capital/cash flow
Specialized Loan Products
- No Application Fee
- Flexible structuring options
- Competitive rates
- Nontraditional repayment options
- Nontraditional collateral types
- Tailor loan product to fit your specific business needs
How to Start Commercial Loan Process
- Click Here to complete the Commercial loan application
- Personal financial statement
- Two years business tax returns, including all schedules
- Two years personal tax returns
Please contact one of our experienced loan officers to help you with the loan process.